If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Community South Credit Union 2 Year CD Account |
1.25%
Date: Feb 7, 2012
|
| Gulf Winds Credit Union 2 Year CD Account |
1.16%
Date: Feb 7, 2012
|
| Members First Of Flori Credit Union 2 Year CD Account |
1.15%
Date: Feb 13, 2012
|
| Harvesters Credit Union 2 Year CD Account |
1.06%
Date: Feb 16, 2012
|
| Bay Credit Union Florida 2 Year CD Account |
1.05%
Date: Feb 8, 2012
|
| First City Bank of Florida 2 Year CD Account |
1.00%
Date: Feb 9, 2012
|
| Bay Credit Union Florida 2 Year CD Account |
1.10% to
1.05% Date: Feb 8, 2012
|
| Gulf Winds Credit Union 2 Year CD Account |
1.21% to
1.16% Date: Feb 7, 2012
|

